Interactive tool
Study Fee vs. Usable Tax Benefit Worksheet
Compare your property-specific study fee and implementation costs with an adviser-supported incremental deduction.
Rental homes · Small portfolios · CPA coordination
Cost Segregation for Rental Home Owners
Decide whether a study fits your rental home, compare real costs, prepare your CPA questions and organize your property records.
Start with the question you have today
Own one rental house, a furnished Airbnb, a condo or a duplex? Choose a decision guide, test adviser-supported assumptions, or prepare the questions for your existing CPA. A personal home with no income-producing use needs a different analysis from a rental.
Interactive tool
Which Rental Should You Review First?
Organize up to five rental properties by record readiness, preparer review and sale timing.
Interactive tool
Rental Property Study Readiness Checklist
Build a tailored document checklist for a purchase, conversion, furnished rental, condo or existing rental.
Interactive tool
Cost Segregation Sample Report Walkthrough
Explore an illustrative report structure and the questions an owner and CPA should ask before acceptance.
Owner decisions
Owner decisions
Is Cost Segregation Worth It for One Rental Home?
Compare the cost of a study with deductions you can actually use before ordering a study for a single rental house.
Owner decisions
Can You Cost Segregate Your Home or Former Residence?
Understand the difference between a personal home, a home converted to rental use, and renting part of a residence.
Owner decisions
My CPA Says Cost Segregation Is Not Worth It: What Should I Ask?
Use a short owner-and-CPA discussion to separate study cost, suspended losses, missing records, and sale timing.
Owner decisions
Should You Get a Cost Segregation Study Before Selling a Rental?
Compare a study’s timing benefit with the sale-year consequences, fees, and implementation work before selling a rental.
Owner decisions
Can You Do Cost Segregation on a Rental You Already Own?
Prepare an existing rental for a look-back study without losing prior depreciation history or assuming amended returns are required.
Owner decisions
Buying a Furnished Airbnb: What Goes Into the Study?
Separate the rental building, seller furnishings, later purchases and personal-use facts before commissioning an STR cost segregation study.
Owner decisions
Cost Segregation for Condos and Duplexes: Owner Buying Guide
Define what you own, what you rent, and which costs belong in a condo or duplex study before comparing proposals.
Owner decisions
Which Rental Should You Study First in a Small Portfolio?
Compare records, usable deductions, study fees and near-term plans across rental properties before choosing a study sequence.
Worked examples
All six examples are fictional and show assumptions explicitly. They are educational calculations, not client results.
Worked examples
A 1,500-Square-Foot Rental: Fee and Usable-Deduction Example
A fictional worked example with explicit study fees, incremental deduction assumptions, usable amounts and limits.
Worked examples
Former Home Converted to Rental: Basis Before Benefit
A fictional worked example with explicit study fees, incremental deduction assumptions, usable amounts and limits.
Worked examples
A Long-Held Duplex: Separate the Study From Catch-Up Work
A fictional worked example with explicit study fees, incremental deduction assumptions, usable amounts and limits.
Worked examples
A Furnished Cabin: Keep Furniture Out of the Pool Twice
A fictional worked example with explicit study fees, incremental deduction assumptions, usable amounts and limits.
Worked examples
A Small Rental Condo: Why the Minimum Fee Matters
A fictional worked example with explicit study fees, incremental deduction assumptions, usable amounts and limits.
Worked examples
A Rental With a Planned Sale: An Incomplete Positive Result
A fictional worked example with explicit study fees, incremental deduction assumptions, usable amounts and limits.
CPA resources
CPA resources
The Rental Owner and CPA Cost Segregation Meeting Agenda
Use a practical agenda to decide whether to request a study proposal, resolve records, or wait.
CPA resources
Cost Segregation Proposal Comparison Template for Owners and CPAs
Compare study proposals on the same property scope, evidence, deliverables, fees and implementation responsibilities.
CPA resources
Cost Segregation Asset Register and Reconciliation Template
Keep building basis, furnishings, renovations and the prior depreciation schedule connected without double counting.
CPA resources
From Cost Segregation Report to Tax Return: Handoff Checklist
Define who reviews the report, selects the filing procedure, updates depreciation and confirms implementation.
CPA resources
A Practical Cost Segregation Referral Workflow for CPAs
Refer a rental owner with a defined property file, consent, scope and return-preparer coordination.
CPA resources
How to Review a Cost Segregation Report Before Accepting It
Check basis reconciliation, component evidence, assumptions and usable schedules before signing off on a property report.
Own commercial property too?
Review the property-specific evidence and proposal questions for a larger building.
- Self-storage: distinguish building types and expansion phases
- Medical offices: identify landlord and practice-owned assets
- Warehouses: map dedicated equipment and ordinary building systems
- Retail centers: compare acquisition and tenant-buildout scopes
- Mixed-use buildings: map use before allocating components
- Apartments: make unit sampling and renovation differences visible
Start with your property
Bring your rental home questions to discovery
Stratum cost segregation studies cost $1 per square foot, with a $2,000 minimum per property. AE Tax Advisors hosts discovery. Confirm the property study scope and any separately engaged advisory or filing work.
Book a Cost Seg Discovery CallReview study pricing · Compare providers · Browse owner resources
Sources and review
Published by Stratum Cost Segregation. Reviewed October 25, 2026. Educational guidance; your tax professional determines the treatment for your property, year and state. The IRS audit guide explains examination considerations and does not approve an individual study.